Annette Ramos was born in Philadelphia and was raised in Camuy, Puerto Rico. She earned a bachelor’s degree in business administration with a concentration in accounting and finance from the University of Puerto Rico-Arecibo. With 12 years of experience in the banking industry as an accounting assistant, she joined IDRA in 2015 as an administrative assistant to IDRA business office manager. She is proficient in English, Spanish and sign language.